Arlo Raises $4M to Reinvent Health Insurance for Small Businesses with AI
Arlo is reimagining health insurance with an AI-first approach, enabling small businesses to offer competitive benefits while reducing healthcare spend.

Company Name: Arlo
Location: New York, NY
Industry: Health Tech
Funding Details:
- Amount: $4M (Seed)
- Investors:
- Lead: Upfront Ventures
- Participants: 8VC, General Catalyst
Purpose of Investment:
- Expand operations and business reach
- Hire across engineering and sales roles
- Grow broker network to serve more small businesses nationwide
Leadership:
- Co-Founders: Jan-Felix Schneider, Karthik Bhaskara
Product:
Arlo is an AI-powered health insurance underwriter offering plans tailored to small and mid-sized businesses. The platform uses advanced underwriting technology and value-based care principles to craft cost-effective, employee-friendly benefits for companies with 10+ employees.
Key innovations include:
- Rewarding preventative care to lower long-term costs
- Aligning incentives across employers, employees, and providers
- Early risk detection for proactive, better health outcomes
About Company:
Arlo is reimagining health insurance with an AI-first approach, enabling small businesses to offer competitive benefits while reducing healthcare spend. In just one year, Arlo has written mid-eight figures in premiums and partnered with major reinsurers like Nationwide. With fresh funding, the company is poised to scale its mission of delivering smarter, healthier insurance for the modern workforce.